FICANEX Services democratizes access to technologies and solutions for financial services providers.

Working with over 160 Canadian financial institutions, FICANEX Services enables accelerated innovation through collaborative partnerships and its legacy network.

Simply put, we empower accelerated innovation!

Canada’s largest surcharge-free ATM Network.


THE EXCHANGE Network is over 3,000 ATMs strong. No matter where your customers are in Canada, they can find a surcharge-free ATM to meet their everyday banking needs.

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down south to USA

ATM Access in the USA.

As a Canadian EXCHANGE member, your cardholders will have surcharge-free access to over 40,000 ATMs across the US through the Allpoint network. These ATMs are located in top retail locations and allow your cardholders to withdraw cash free of charge.

ATM branding

Increase Your Brand Awareness Nationwide

With no upfront fee or hidden costs, you can expand surcharge-free cardholder access and increase brand awareness using our ATM branding program across the country.

"As a values-based credit union, we believe that everyone should have access to banking that fits their ever-changing needs. With our member-owners in mind, being a part of THE EXCHANGE Network means we can provide anytime, anywhere surcharge-free access to cash across the country, and this is something we continue to be proud of."

Paula Macfarlane

VP, Operations, Information Technology Solutions

"The benefit that THE EXCHANGE Network brings to our members is limitless and continues to grow as thousands of Allpoint ATMs have been made available for use this year. We have enjoyed bringing network awareness to its value through social media campaigns over the years like “EXCHANGE Within Range”, making our members aware that surcharge-free access to cash is never out of reach!"

Angela Tsiampas

Director, Marketing


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